Zelle Makes Sending Money Easy

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Once upon a time, people had to use checks, envelopes, stamps, and the US postal service to send money to friends and family members far away. Or more complicated still, if the money needed to get there fast, you had to figure out how to set up a wire transfer or send a money order. Whether the money was to help out your son at college, or celebrate a cousin’s birthday, or fulfill a lost bet after your team loses, sending money used to be a nightmare.

But not anymore. With virtual peer-to-peer (P2P) payments, we can now send money at lightning speeds using apps like Venmo, PayPal, and Zelle, to anyone in the world, at any time. 

The best thing about Zelle, specifically, is that so many banks have embraced the technology and offer it to their customers free of charge. You can download the Zelle app on your own, or you can check your banking app to see if there’s a Zelle feature already there. 

And instead of needing to know your recipient’s address or bank account number, or making sure you have checks ready, all you need is the email address or the phone number of the person you want to send money to. 

Unlike other money transfer apps, Zelle takes the funds directly from your bank account so you don’t have to worry about fees or connecting your credit card to an account. Then Zelle sends a text or an email to your recipient telling them that they have got money waiting for them, and a link they just have to click to accept.

If your recipient already has Zelle set up with their bank, they’re pretty much done. If not, they just need to register it through their bank or download the Zelle app. 

It takes seconds to get the money from one account to another — maybe minutes if the recipient hasn’t checked their email or texts yet. 

Plus, since your money is never sitting in a third-party waiting area, your money is always insured and secure. 

Just make sure that you have the right email address and/or phone number before you send the money. It’s easy enough for your parents to use it, and even your grandparents. So you don’t have to worry about how to deposit a check on your next birthday when your grandma can simply Zelle you your birthday money. And you don’t have to worry about your college student son eating nothing but Ramen and Mountain Dew by sending them grocery money at the start of each month.

Zelle makes it easy to send and receive money fast and secure. 

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