Finding the Right Bank for Your Small Business
February 7, 2018 |
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You’ve put your blood, sweat, and creativity into building your small business. Now you need a financial institution that understands how important your business is to you. Having great products is one thing, but there’s more to it than that.
At Dime, we want to make sure you find the perfect bank for your small business. Keep these things in mind while you search for the perfect fit.
Find a bank that meets your needs
Is a business banker important to you? Do you need a full suite of products and services? Is technology the most essential need? Do you want someone you can talk to face-to-face about your questions, concerns, and ideas? Or do you plan on doing all of your business banking from your computer or smartphone?
Consider these different aspects of banking and decide which ones are most important to helping you run your business as smoothly as possible. Many banks will offer the same products, so it’s often the other elements that make all the difference.
Still not sure what you need? Consider what drew you to your personal bank, and see how important those things are to your business. If nothing else, it’s a good place to start.
Technology is important
Technology isn’t for everyone, and it isn’t for every business. But whether you prefer to bank in person, online, or on the go, making sure you have the choice might be important.
What technology services or products does your bank offer? Can you deposit checks into your business account with your phone? Do they offer merchant services so you can process credit and debit cards without hassle? Can you add new services to your business account online, or do you need to call or visit a branch?
Decide how you want technology to factor into your business, and then look for a bank that meets those needs.
They need to understand your business
Any bank can offer business banking, but a true financial partner will take the time to really understand your business’s specific goals and needs. Do they push you towards products and services you don’t want or need, or do they offer advice and recommendations based on what you told them?
Finding a bank that takes the time to get to know your business can make all the difference to the success of your small business.
At Dime, we are committed to working with each of our customers to ensure they reach their individual goals. We look forward to helping your small business succeed. Learn more about Dime’s Business Banking Services, or speak to a Dime representative at 1-800-321-DIME (3463).